--- title: What We Do description: Comprehensive retirement income, tax reduction, and Medicare guidance from CFP® and EA Timothy J. Haas—serving individuals and couples 55+. --- # What We Do **The Bucket Plan Holistic Planning Process™ Difference** #### A major reason retirees are disappointed with financial services. . . Many times, when individuals and families seek advice on their financial, tax, insurance, investment, or legal needs, they are forced to meet with different professionals. Those professionals have their own motivations, operate in silos, and don't always have your best interest in mind. In many cases, each of those professionals is just trying to sell their individual products or services. Or they may serve thousands of clients and customization isn't practical. The end result is that you may have a lot of pieces of the puzzle (investment products, insurance policies, tax services, maybe even a will or a trust), but no completed picture on the front of the box to show how all the pieces are supposed to combine to form a beautiful image. At Waypoint Financial Planning, we’re probably quite different from any other firm you’ve talked to in the past. ### HOLISTIC PLANNING PROCESS Why the Wealthy Enjoy Worry-Free Retirement Historically, ultra-wealthy families have had access and relied upon trusted advisors to provide holistic planning and coordinate the critical financial areas in their life. Their professional financial advisor is like the quarterback on a football team coordinating resources and a promising game plan. In the financial world, the family advisor coordinates the attorney, the banker, the stock broker, and the insurance agent, so that they collaborate efficiently on your behalf. ![Man on Desk](https://dev.timothyjhaas.com/hs-fs/hubfs/Man%20on%20Desk.jpg?width=525&height=350&name=Man%20on%20Desk.jpg) ### Our holistic planning process ensures all of these focus areas are coordinated and work efficiently together. ![Hollistic picture](https://dev.timothyjhaas.com/hs-fs/hubfs/Hollistic%20picture.webp?width=1254&height=1127&name=Hollistic%20picture.webp) ### THE HOLISTIC PLANNING PROCESS™ Holistic planning in your best interests. For all new clients, we engage in a 4-Step process to build your holistic plan: ### Discover ##### Where You Are Now About You Your Goals & Objectives Your Current Finances & Taxes Your Priorities Our Services The Process ### Design ##### Where you Want to Go Organizing Your Financial Life Understanding Your Net Worth Assessing Your Cash Flow Tax Return Review Analyzing Your Risk Developing Your Plan ### Deliver ##### Your Holistic Plan Finalize Your Customized Bucket Plan Align Investments With Your Market Volatility Tolerance Optimize Your Cash Flow Provide Solutions Transition Plan & Implementation ### Dedicated ##### Service and Support Active Plan Management Ongoing Advice Tax & Wealth Management Proactive Communication & Education Plan Update Meetings #### Book a 15 Minute Get Acquainted Call Free 160 Page Book Mailed to You After Get Acquainted Call 100% Privacy. We Will Never Spam You! [![Book a Call ✆](https://no-cache.hubspot.com/cta/default/48543737/interactive-186303541866.png) ](https://dev.timothyjhaas.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKh6LqOCf0Tuzg%2Ftb0pmXrZ8uXF1TV4jwJHmFuY2csjzB6kYav7kkB9FkpZWsnuqMXSJiOF4IPONFfRiSk9xzG5Tk5LBMiQp%2BSP6QQVid6ZxeiwQ0TOkP1tfSK3KgSfXZXKU3b71bcuZ%2FPsyeQd%2B6dtKhuoItIvaJZOAn3uPv2w6uWspdkfML5NR%2B2IIyYvMVBjOfZnEaZYSOMvFAo%3D&webInteractiveContentId=186303541866&portalId=48543737&hsLang=en) ![Bucket Plan Book-1](https://dev.timothyjhaas.com/hubfs/Bucket%20Plan%20Book-1.webp) ## Contact Office: [(203)304-9690](tel:203304-9690) Mobile: [(475) 221-4050](tel:475221-4050) 107 Church hill Road Suite 1B Sandy hook, C7 06482 [ask@waypfp.com](mailto:ask@waypfp.com) Check the background of your financial professional on FINRA's [BrokerCheck](https://brokercheck.finra.org/). We take protecting your data and privacy very seriously. As of January 1, 2020 the [California Consumer Privacy Act (CCPA)](https://www.caprivacy.org/) suggests the following link as an extra measure to safeguard your data: [Do not sell my personal information](https://www.waypfp.com/donotsellmypersonalinformation). Copyright 2025 Waypoint Financial Planning, Inc. Prosperity Capital Advisors ("PCA") is an SEC-registered investment adviser headquartered in Ohio. PCA and its representatives comply with registration requirements in all states where they conduct business or are exempt from registration. Direct communication with prospective clients will be made only by representatives who are properly registered or exempt in their state of residence. Registration does not imply a certain level of skill or training. Waypoint Financial Planning, Inc. and PCA are separate, unaffiliated entities. PCA does not provide tax or legal advice. Insurance, tax, or other services offered through Waypoint Financial Planning, Inc.  are not affiliated with PCA. Information on this website is for informational purposes only and should not be construed as investment advice. Some content may be provided by third parties and does not necessarily reflect the views of PCA. PCA is not responsible for, nor does it endorse, content on third-party websites linked here.  To verify PCA’s registration status, visit the SEC’s Investment Adviser Public Disclosure site at [www.adviserinfo.sec.gov](https://www.adviserinfo.sec.gov/). For additional details about PCA’s services and fees, refer to our Form ADV, available upon request or at [www.prosperitycapitaladvisors.com](https://www.prosperitycapitaladvisors.com/). Please review our Client Relationship Summary (Form CRS), Form ADV Part 2A, Privacy Notice, and your advisor’s ADV Part 2B for more information before investing. 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