Skip to main content
Book a Consultation

What We Do

The Bucket Plan Holistic Planning Process™ Difference

A major reason retirees are disappointed with financial services. . .

Many times, when individuals and families seek advice on their financial, tax, insurance, investment, or legal needs, they are forced to meet with different professionals. Those professionals have their own motivations, operate in silos, and don't always have your best interest in mind.

In many cases, each of those professionals is just trying to sell their individual products or services. Or they may serve thousands of clients and customization isn't practical.

The end result is that you may have a lot of pieces of the puzzle (investment products, insurance policies, tax services, maybe even a will or a trust), but no completed picture on the front of the box to show how all the pieces are supposed to combine to form a beautiful image.

At Waypoint Financial Planning, we’re probably quite different from any other firm you’ve talked to in the past.

HOLISTIC PLANNING PROCESS Why the Wealthy Enjoy Worry-Free Retirement

Historically, ultra-wealthy families have had access and relied upon trusted advisors to provide holistic planning and coordinate the critical financial areas in their life.

Their professional financial advisor is like the quarterback on a football team coordinating resources and a promising game plan.

In the financial world, the family advisor coordinates the attorney, the banker, the stock broker, and the insurance agent, so that they collaborate efficiently on your behalf.

Man on Desk

Our holistic planning process ensures all of these focus areas are coordinated and work efficiently together.

Hollistic picture

THE HOLISTIC PLANNING PROCESS™ Holistic planning in your best interests.

For all new clients, we engage in a 4-Step process to build your holistic plan:

Discover

Where You Are Now

About You
Your Goals & Objectives
Your Current Finances & Taxes
Your Priorities
Our Services
The Process

Design

Where you Want to Go

Organizing Your Financial Life
Understanding Your Net Worth
Assessing Your Cash Flow
Tax Return Review
Analyzing Your Risk
Developing Your Plan

Deliver

Your Holistic Plan

Finalize Your Customized Bucket Plan
Align Investments With Your Market Volatility Tolerance
Optimize Your Cash Flow
Provide Solutions
Transition Plan & Implementation

Dedicated

Service and Support

Active Plan Management
Ongoing Advice
Tax & Wealth Management
Proactive Communication & Education
Plan Update Meetings

Book a 15 Minute Get Acquainted Call

Free 160 Page Book Mailed to You After Get Acquainted Call 100% Privacy. We Will Never Spam You!

Book a Call ✆
Bucket Plan Book-1

Contact

Office: (203)304-9690
Mobile: (475) 221-4050

107 Church hill Road
Suite 1B
Sandy hook, C7 06482

ask@waypfp.com

Check the background of your financial professional on FINRA's BrokerCheck.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2025 Waypoint Financial Planning, Inc.

Prosperity Capital Advisors ("PCA") is an SEC-registered investment adviser headquartered in Ohio. PCA and its representatives comply with registration requirements in all states where they conduct business or are exempt from registration. Direct communication with prospective clients will be made only by representatives who are properly registered or exempt in their state of residence. Registration does not imply a certain level of skill or training.

Waypoint Financial Planning, Inc. and PCA are separate, unaffiliated entities. PCA does not provide tax or legal advice. Insurance, tax, or other services offered through Waypoint Financial Planning, Inc.  are not affiliated with PCA.

Information on this website is for informational purposes only and should not be construed as investment advice. Some content may be provided by third parties and does not necessarily reflect the views of PCA. PCA is not responsible for, nor does it endorse, content on third-party websites linked here. 

To verify PCA’s registration status, visit the SEC’s Investment Adviser Public Disclosure site at www.adviserinfo.sec.gov. For additional details about PCA’s services and fees, refer to our Form ADV, available upon request or at www.prosperitycapitaladvisors.com. Please review our Client Relationship Summary (Form CRS), Form ADV Part 2A, Privacy Notice, and your advisor’s ADV Part 2B for more information before investing. For more information regarding your advisor’s designations please review their ADV 2B for a detailed description.