Your Best Interests First:

"Your Best Interests First: Integrated Holistic Planning and Tax Advice with Value That You Can See and Feel”

At Waypoint Financial Planning, we prioritize your unique financial goals and needs.

Fee Based Planning

We begin with planning, and there is a reasonable fee for that.
Other firms may use a "free plan" as a self-serving strategy to steer you into costly investment solutions.
They often may recommend purchases from a limited suite of commissioned insurance products like life insurance and annuities.

Collaborative Planning Process

We engage deeply with you in the financial plan design process.
Use the plan and projections as our roadmap for advice.
Evaluate different scenarios and financial solutions together.
Model the impacts of alternative solutions on the plan.
Enable you to make clear and effective decisions about the best options for you.

Evaluating Scenarios

Review different scenarios such as retiring earlier or later.
Assess various spending plans.
Plan for major expenses like travel, weddings, or gifts over time.

Implementation Flexibility

Many clients implement plans with us after evaluating proposals, but it's not required.
Our philosophy is to offer options that suit your best interest.
You implement solutions where you identify the best fit for your purposes.
We're equipped to recommend, implement, and service your needs long-term.
The decisions are always yours to make.
We aim for a real relationship with you and your loved ones.

Integrated Financial and Tax Advice

We offer seamless integration of financial planning and tax advice.
Many competitors don't offer tax advice, and their tax advisors don't provide investment strategy.
This is especially challenging for Roth conversions and income distribution strategies.
Our comprehensive approach helps ensure that your investment strategies and tax considerations work hand-in-hand.
Provide cohesive and coordinated guidance that truly puts your best interests first.

Drawing Income From Your Financial Resources

We'll consider your pre-retirement savings rate, your goals, the amount of funding in your accounts and the types of assets you have in pre-tax, post-tax and tax advantaged accounts.

Financial Capital Old Man

Our Process A Partner On Your Life Journey

D I S C O V E R

Where You Are Now

About You
Your Goals & Objectives
Your Current Finances & Taxes
Your Priorities
Our Services
The Process

D E S I G N

Where you want to Go

Organizing Your Financial Life
Understanding Your Net Worth
Assessing Your Cash Flow
Tax Return Review
Analyzing Your Risk
Developing Your Plan

D E L I V E R

Your Holistic Plan

Finalize Your Customized Bucket Plan
Align Investments With Your Market Volatility Tolerance
Optimize Your Cash Flow
Provide Solutions
Transition Plan & Implementation

D E D I C A T E D

Service and Support

Active Plan Management
Ongoing Advice
Tax & Wealth Management
Proactive Communication & Education
Plan Update Meetings

Check the background of your financial professional on FINRA's BrokerCheck.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2025 Waypoint Financial Planning, Inc.

Prosperity Capital Advisors ("PCA") is an SEC-registered investment adviser headquartered in Ohio. PCA and its representatives comply with registration requirements in all states where they conduct business or are exempt from registration. Direct communication with prospective clients will be made only by representatives who are properly registered or exempt in their state of residence. Registration does not imply a certain level of skill or training.

Waypoint Financial Planning, Inc. and PCA are separate, unaffiliated entities. PCA does not provide tax or legal advice. Insurance, tax, or other services offered through Waypoint Financial Planning, Inc. are not affiliated with PCA.

Information on this website is for informational purposes only and should not be construed as investment advice. Some content may be provided by third parties and does not necessarily reflect the views of PCA. PCA is not responsible for, nor does it endorse, content on third-party websites linked here.

To verify PCA’s registration status, visit the SEC’s Investment Adviser Public Disclosure site at www.adviserinfo.sec.gov. For additional details about PCA’s services and fees, refer to our Form ADV, available upon request or at www.prosperitycapitaladvisors.com. Please review our Client Relationship Summary (Form CRS), Form ADV Part 2A, Privacy Notice, and your advisor’s ADV Part 2B for more information before investing. For more information regarding your advisor’s designations please review their ADV 2B for a detailed description.