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Powering your Prosperity with Prosperity Capital Advisors

Where Personalized Service Meets Institutional Expertise

At Waypoint Financial Planning, we deliver a distinctive wealth management experience by combining attentive, specialized service with enterprise-level capabilities.

Your Wealth, Holistically Managed and with More Resources

A group of award-winning financial advisors led by Jason L Smith created Prosperity Capital Advisors (PCA) — a nationally recognized SEC-registered investment advisor (RIA). We partner with PCA to take your holistic wealth management experience to the next level

How Our Partnership Works

  • PCA serves as the Registered Investment Adviser providing regulatory oversight and fiduciary compliance

  • Waypoint Financial Planning advisors work directly with you to deliver specialized guidance and portfolio management

  • You benefit from both sophisticated financial tools and individualized attention


The Power of Partnership: Combining Personalized Service with Institutional Strength

Our strategic relationship with Prosperity Capital Advisors creates a wealth management experience that delivers the best of both worlds — the elevated experience you get with a boutique firm but with premium planning capabilities at scale. 



Investment Excellence

  • Institutional Access: Gain entry to preferred investment solutions typically reserved for ultra-high-net-worth clients
  • Custom Portfolio Design: Benefit from customized strategies built around your specific goals and risk tolerance
  • Advanced Analytics: Your investments are supported by PCA's professional investment committee, dedicated market research, and thorough due diligence
  • Tax Efficiency: Ability to implement proactive strategies designed to minimize tax impact and maximize after-tax returns

Technology & Planning Resources

  • Advanced Planning Tools: Access comprehensive planning software and superior portfolio analytics
  • Secure Organization: Manage your financial life through an intuitive client portal with transparent performance reporting
  • Integrated Solutions: Experience wealth management that connects all aspects of your financial picture—from investments to insurance and estate planning
  • Risk Management: Identify and address potential vulnerabilities in your financial plan

Enhanced Client Experience

  • Local Understanding: Work with advisors who understand your unique situation
  • Specialized Insights: Get access to PCA’s impressive network of CFP® professionals, CPAs, tax specialists, and estate planning attorneys when your situation requires specialized expertise
  • Fiduciary Standard: Know that all recommendations are legally required to be in your best interest

Industry Recognition & Expertise

When you work with Waypoint Financial Planning, you’re also working with a nationally recognized leader in the wealth management industry.
Recognized by Financial Advisor Magazine as one of the top RIAs three years in a row for 2022, 2023, and 2024, rising in the ranks each time.
Financial Advisor Magazine ranks firms by fact-checking firm-provided AUM data. Eligible firms must be independent registered investment advisors, submit their own ADV form to the SEC, and offer financial planning to individual clients. Third-party rankings and recognition from rating services or publications are no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor or by any client nor are they representative of any one client’s evaluation. Generally, ratings, rankings, and recognition are based on information prepared and submitted by the advisor. Unless otherwise noted, no fee was paid for consideration of any ranking or award.
Selected as one of the 50 Fastest Growing RIAs in the United States for 2024 by Financial Advisor Magazine.
Financial Advisor Magazine ranks firms by fact-checking firm-provided AUM data. Eligible firms must be independent registered investment advisors, submit their own ADV form to the SEC, and offer financial planning to individual clients. Third-party rankings and recognition from rating services or publications are no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor or by any client nor are they representative of any one client’s evaluation. Generally, ratings, rankings, and recognition are based on information prepared and submitted by the advisor. Unless otherwise noted, no fee was paid for consideration of any ranking or award.
The Bucket Plan® approach featured in a bestselling book named as a top retirement planning resource by Entrepreneur.com in 2024 and U.S. News & World Report in 2023.*



The Difference is Clear

Experience the difference of working with a Waypoint Financial Planning advisor backed by PCA's resources and acumen. Schedule a free consultation to explore how our unique combination of personal care and comprehensive infrastructure can enhance your financial journey:

The awards and recognitions listed below pertain specifically to Prosperity Capital Advisors (PCA) which is the Registered Investment Advisor (RIA) the Investment Advisor Representatives (IAR) of Waypoint Financial Planning are registered with. These honors reflect PCA’s commitment to excellence in investment advisory services and do not pertain to Waypoint Financial Planning as an entity.

https://www.entrepreneur.com/finance/the-15-best-books-for-retirement-planning/475491

Contact

Office: (203)304-9690
Mobile: (475) 221-4050

107 Church hill Road
Suite 1B
Sandy hook, C7 06482

ask@waypfp.com

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We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2025 Waypoint Financial Planning, Inc.

Prosperity Capital Advisors ("PCA") is an SEC-registered investment adviser headquartered in Ohio. PCA and its representatives comply with registration requirements in all states where they conduct business or are exempt from registration. Direct communication with prospective clients will be made only by representatives who are properly registered or exempt in their state of residence. Registration does not imply a certain level of skill or training.

Waypoint Financial Planning, Inc. and PCA are separate, unaffiliated entities. PCA does not provide tax or legal advice. Insurance, tax, or other services offered through Waypoint Financial Planning, Inc.  are not affiliated with PCA.

Information on this website is for informational purposes only and should not be construed as investment advice. Some content may be provided by third parties and does not necessarily reflect the views of PCA. PCA is not responsible for, nor does it endorse, content on third-party websites linked here. 

To verify PCA’s registration status, visit the SEC’s Investment Adviser Public Disclosure site at www.adviserinfo.sec.gov. For additional details about PCA’s services and fees, refer to our Form ADV, available upon request or at www.prosperitycapitaladvisors.com. Please review our Client Relationship Summary (Form CRS), Form ADV Part 2A, Privacy Notice, and your advisor’s ADV Part 2B for more information before investing. For more information regarding your advisor’s designations please review their ADV 2B for a detailed description.